How the automatic bank linking process works
Please note, the following information may only be applicable if you order your checks via thirdfort.com.
Our Source of Funds product consists of two parts, the Source of Funds Questionnaire and a bank report obtained directly from the client's bank account. This report allows you to verify the origin of the funds.
Open Banking is a secure method for clients to grant trusted third parties access to their financial information. Supported by the UK government and used by leading banks across the UK, Open Banking is changing how we manage our money. It empowers consumers with more control over their financial data. For more information, visit the official Open Banking website.
How does it work?
If your client chooses to link their bank through Open Banking, they'll be redirected from the Thirdfort app to their online banking portal. Please note that Thirdfort does not see or store any log-in credentials.
After logging in and receiving authentication from the bank, your client can grant Thirdfort permission to request a read-only summary of their bank statement. This will automatically attach to any completed report.
Which banks are available to link?
Several UK banks have connected their accounts to the Open Banking network. However, no international bank accounts are currently available.
Below is the complete list of bank accounts that can be linked via Open Banking:
| Amex | Bank of Scotland | Barclaycard | Barclays |
| Capital One | Chelsea Building Society | Danske Bank | First Direct |
| Halifax | HSBC | Lloyds |
MBNA |
|
Monzo |
M&S Bank |
Nationwide | NatWest |
| Royal Bank of Scotland | Revolut | Santander | Starling |
| Tesco Bank | Tide | TSB | Ulster Bank |
| Virgin Money | Wise |
What if the client's bank isn't available to link?
If your client cannot connect to their bank via Open Banking, we offer an alternative option. They can upload PDFs or photocopies of their statements. To access this alternative, the client should skip the Open Banking task. The new task will then appear in their app, where they can upload the necessary documents.
Need more help?
Please note, the above information may only be applicable if you order your checks via thirdfort.com.
These articles should answer most of your questions. However, if you have any further queries please click the live chat button in the bottom right of your screen to talk to a member of the Client Support Team.
Furthermore, should your client have any queries about the process, our dedicated Customer Support Hub will provide the answer to many of your client's questions. From here they can also chat directly with one of our consumer support team who can provide real-time help and assistance.